โ€” PAN-AFRICAN PAYMENT INFRASTRUCTURE

Built for
Speed.
Made for trust.

Settle payments across 8 African markets in seconds โ€” Nigeria, Ghana, Kenya, South Africa, and beyond.

๐Ÿ‡ณ๐Ÿ‡ฌ

Nigeria

NGN

๐Ÿ‡ฌ๐Ÿ‡ญ

Ghana

GHS

๐Ÿ‡ฐ๐Ÿ‡ช

Kenya

KES

๐Ÿ‡ฟ๐Ÿ‡ฆ

South Africa

ZAR

๐Ÿ‡ฟ๐Ÿ‡ฒ

Zambia

ZMW

๐Ÿ‡จ๐Ÿ‡ฒ

Cameroon

XAF

๐Ÿ‡จ๐Ÿ‡ฎ

Cรดte d'Ivoire

XOF

๐Ÿ‡ธ๐Ÿ‡ณ

Senegal

XOF

๐Ÿ‡ณ๐Ÿ‡ฌ

Nigeria

NGN

๐Ÿ‡ฌ๐Ÿ‡ญ

Ghana

GHS

๐Ÿ‡ฐ๐Ÿ‡ช

Kenya

KES

๐Ÿ‡ฟ๐Ÿ‡ฆ

South Africa

ZAR

๐Ÿ‡ฟ๐Ÿ‡ฒ

Zambia

ZMW

๐Ÿ‡จ๐Ÿ‡ฒ

Cameroon

XAF

๐Ÿ‡จ๐Ÿ‡ฎ

Cรดte d'Ivoire

XOF

๐Ÿ‡ธ๐Ÿ‡ณ

Senegal

XOF

๐Ÿ‡ณ๐Ÿ‡ฌ

Nigeria

NGN

๐Ÿ‡ฌ๐Ÿ‡ญ

Ghana

GHS

๐Ÿ‡ฐ๐Ÿ‡ช

Kenya

KES

๐Ÿ‡ฟ๐Ÿ‡ฆ

South Africa

ZAR

๐Ÿ‡ฟ๐Ÿ‡ฒ

Zambia

ZMW

๐Ÿ‡จ๐Ÿ‡ฒ

Cameroon

XAF

๐Ÿ‡จ๐Ÿ‡ฎ

Cรดte d'Ivoire

XOF

๐Ÿ‡ธ๐Ÿ‡ณ

Senegal

XOF

Products

Built for operations that
can't afford a delay.

Payouts

Dashboard
Payouts
Recipients
History
Settings
Send Payouts
+ New Payout
Search recipientsโ€ฆ
AO
Amara Osei
GTBank ยท ****4123
โ‚ฆ45,000
FD
Fatima Diallo
UBA ยท ****8801
$1,200
KM
Kwame Mensah
Zenith ยท ****3390
โ‚ฆ28,500
ZA
Zainab Abubakar
Access ยท ****7712
โ‚ฆ12,000
EE
Emeka Eze
FCMB ยท ****6647
$850

Collections

pay
O
.us
Checkout ยท Secure
Total amount
โ‚ฆ25,000.00
Card
Transfer
USSD
Card number
4242 4242 4242 4242
Expiry date
12 / 26
CVV
โ€ข โ€ข โ€ข
Pay โ‚ฆ25,000.00

Instant Settlements

Available Balance
โ‚ฆ4,285,000
Next Settlement
Tomorrow
Pending
โ‚ฆ820,000
Mon
Tue
Wed
Thu
Fri
Sat
Sun

Payment API

index.jsconfig.js
POST /v1/payouts
200 OK
1
const payout = await payonus
2
.payouts.create({
3
amount: 45000,
4
currency: "NGN",
5
recipient: "rec_0xF4B2",
6
reference: "PAY-2026-001"
7
});
8
// โ†’ 200 OK ยท id: pay_9xAm

Analytics & Reporting

Total Volume
โ‚ฆ1.2M
Growth
+24.3%
Success Rate
98.4%
Monthly Revenue
Janโ€“Dec 2026
J
F
M
A
M
J
J
A
S
O
N
D
swipe

Built for every industry we serve

From gaming to logistics, Payonus adapts to how each industry actually moves money.

The Backbone of African Commerce

0+

Businesses

500+ businesses onboarded and processing payments across 8 African markets since launch in 2023

0%

Uptime

99% service uptime with 24/7 monitoring and real-time transaction notifications

$0M+

Monthly Volume

$200M+ average transaction volume processed every month, with $1.6B+ total payment volume

โ€” Compliance

Enterprise-grade compliance.
Built into the infrastructure.

Regulatory requirements vary by market. payonus handles all of it at the infrastructure layer โ€” so your team doesn't have to build, maintain, or audit it.

Data Encryption

ISO 27001 certified โ€” all transaction data is encrypted to the highest industry standards. Your customers' information is always protected.

KYC, Audit & Regulation

End-to-end digital audit trail on every transaction. Operated by Paylode Services Limited, a CBN-licensed Payment Service Solution Provider, and certified by NDPC โ€” compliance is built in, not bolted on.

PCIDSS Level 1 Certified

We are a Level 1 PCI DSS certified payment service provider, the highest level of security compliance in the payments industry, verified by a qualified security assessor.

Uptime & 24/7 Monitoring

99% uptime SLA backed by round-the-clock infrastructure monitoring, secured source and reply URLs, and real-time transaction notifications across all payment flows.

Certifications and Standards

ISO 27001
PCIDSS Level 1
NDPC Trust Mark
CBN-Licensed via Paylode
ISO 27001
PCIDSS Level 1
NDPC Trust Mark
CBN-Licensed via Paylode
ISO 27001
PCIDSS Level 1
NDPC Trust Mark
CBN-Licensed via Paylode
ISO 27001
PCIDSS Level 1
NDPC Trust Mark
CBN-Licensed via Paylode
โ€” Testimonials

Frequently asked questions

Payonus operates across 8 African markets: Nigeria, Ghana, Kenya, Cรดte d'Ivoire, South Africa, Zambia, Senegal and Cameroon.

Payonus brings together Collections, Payouts, Instant Settlements, a Payment API, and Analytics & Reporting, so you can accept payments, move money out, and monitor activity from one place.

Yes. Payonus is aligned with ISO 27001 and PCI DSS Level 1 standards, with encryption, KYC and transaction audit trails, and 24/7 infrastructure monitoring backed by a 99% uptime SLA.

You can connect through the Payonus Payment API, with documentation to help your team integrate collections, payouts and reporting into your existing systems.

Payonus supports relevant currencies across its operating markets, so you can collect and pay out in the currencies your business needs, where available.

Most businesses can get started quickly by signing up and completing onboarding. Our team can also walk you through a demo based on how your business moves money.

Ready to get started?

Create an account instantly, or contact us to design a custom package for your business.

See what you'll pay

Integrated per-transaction pricing with no hidden fees.

Pricing details

Start building

Get up and running with Payonus in as little as 10 minutes.

Integration options