Industries / E-commerce

E-commerce payment gateway for businesses across Africa

Help your customers pay while managing the payment flows behind your business. Payonus supports collections, payouts, settlement, integration and payment visibility across its operating markets.

Operating in Nigeria, Ghana, Kenya, Côte d'Ivoire, South Africa, Zambia, Senegal and Cameroon.

8

African markets

99%

Uptime SLA

24/7

Infrastructure monitoring

When payments become harder to manage, your business feels it

Taking payments is only one part of running an online business. As transactions and markets grow, it can become harder to keep track of what is coming in, going out and waiting to be settled.

Lost sales at checkout

When customers cannot complete a payment, a potential sale can be lost.

Failed payments

Unsuccessful attempts can interrupt the buying experience.

Limited ways to pay

Customers need payment options that work for the markets where you sell.

Payout complexity

Paying sellers, partners or other recipients adds another layer to your operation.

Harder to track payments

As volumes grow, it becomes harder to see what was collected, paid out, and settled.

Multi-market complexity

New countries can bring different payment and operational requirements.

Manage the payment flows behind your business

Payonus brings together the payment capabilities e-commerce businesses may need as they collect money, pay others, manage settlement, connect payments to their systems, and monitor payment activity.

Collect customer payments

Help your business manage customer payments as transaction volumes grow.

Collections infrastructure

Pay sellers, partners or other recipients

Manage incoming and outgoing payment activity as part of the same wider operation.

Payouts infrastructure

Access settlement

Maintain better control over the movement of funds within your payment operation.

Instant settlement

Connect payments to your systems

Use the Payonus Payment API to connect available payment capabilities to your existing platform and workflows.

Payment API

See what is happening across your payments

Make it easier to understand the transactions your business needs to manage.

Analytics & reporting

Connect through developer documentation

Explore technical documentation to help your team integrate and connect Payonus payment capabilities.

Explore Developer Documentation

More than a way to take payments

Checkout is only one part of your payment operation. Payonus brings these capabilities together so the conversation can focus on how your business manages payments — not only how customers pay.

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Customer payment
2
Collections
3
Settlement
4
Payouts
5
Reporting
6
Business operations
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Taking payments is only one part of running an e-commerce business.

Built around the way your business operates

No two e-commerce businesses manage payments in exactly the same way. Your business model, customers, recipients, markets and technology all affect the setup you need.

01

Growing online businesses

A setup around the collections, payouts and reporting needs that grow with you.

02

Larger operations

Higher transaction volumes and more complex requirements.

03

Marketplaces

Collect payments and manage payouts to multiple recipients.

04

Your existing technology

Connect via the Payment API to your existing platform.

05

Multi-market operations

The markets where you need payment support.

01

Growing online businesses

A setup around the collections, payouts and reporting needs that grow with you.

02

Larger operations

Higher transaction volumes and more complex requirements.

03

Marketplaces

Collect payments and manage payouts to multiple recipients.

04

Your existing technology

Connect via the Payment API to your existing platform.

05

Multi-market operations

The markets where you need payment support.

01

Growing online businesses

A setup around the collections, payouts and reporting needs that grow with you.

02

Larger operations

Higher transaction volumes and more complex requirements.

03

Marketplaces

Collect payments and manage payouts to multiple recipients.

04

Your existing technology

Connect via the Payment API to your existing platform.

05

Multi-market operations

The markets where you need payment support.

Already have a payment setup?

Payonus can work around how your business already handles payments. And if your payment needs are more complex, talk to us about a setup that fits how your business works.

Infrastructure your payment operation can depend on

When payments sit at the centre of your business, you need confidence in the infrastructure supporting them.

ISO 27001

Part of Payonus's information security framework.

PCI DSS Level 1

Supporting its payment infrastructure.

Encryption

Designed to protect data across the payment environment.

24/7 infrastructure monitoring

Supporting the reliability of the payment environment.

99% uptime SLA

For Payonus infrastructure.

KYC and transaction audit trails

Supporting visibility and accountability across payment operations.

Start with your payment operation

A useful conversation starts with how your business handles payments today and what you need to manage next.

Frequently Asked Questions

Yes. Payonus operates across 8 African markets, which includes Nigeria, Ghana, Kenya, Côte d'Ivoire, South Africa, Zambia, Senegal and Cameroon. Payment availability and requirements may vary by market, so discuss your specific needs with the Payonus team.

Yes. Payonus can support marketplace-style flows where a business needs to collect payments and manage payouts to multiple recipients, subject to its specific requirements and approved setup.

Yes. Payonus provides a Payment API for integrating available payment capabilities into existing platforms and workflows. The right approach depends on your technical and business requirements.

Not necessarily. Payonus can discuss where its payment capabilities could fit within your existing technology and payment operation.

Payonus can discuss tailored implementations and payment workflows where a standard setup does not fully meet your operational requirements.

The conversation focuses on your business, markets, payment flows, existing setup and technical requirements to determine whether Payonus is a suitable fit.

Ready to discuss your payment setup?

Whether you are ready to get started or need to discuss a more complex setup, Payonus can help you explore the payment capabilities and implementation approach that fit your business.

Related:Collections →Payment API →Payouts →