8
African markets
99%
Uptime SLA
24/7
Infrastructure monitoring
Whether you are building a fintech product, running payment services, lending to customers or moving money across markets, payments sit at the centre of how your business works. Banks are an important part of the wider payment ecosystem — Payonus provides payment infrastructure for businesses operating within it.
Fintechs
Build payment capabilities into the products and experiences your customers use.
Payment Service Providers
Support the payment flows involved in helping merchants and businesses accept and move money.
Lending Businesses
Manage the payment flows involved in collecting repayments and sending funds to borrowers.
Remittance Companies
Support the payment activity involved in receiving and moving funds across customer journeys.
Wallet & Payment Businesses
Connect payment infrastructure to the way users fund, use and move money through your platform.
Other Financial-Service Businesses
Explore payment capabilities based on the way your business collects, moves, settles and manages funds.
As a financial business grows, more customers, transactions, products and markets can create more payment complexity — without creating more friction for customers or more manual work for your team.
Move money without more operational work
Paying customers, users, merchants or partners can become harder when payout workflows are fragmented.
Know when funds are available
Settlement timing and visibility can affect cash flow, reconciliation and day-to-day operations.
Stop managing payments across disconnected systems
Separate systems mean more time managing integrations and reconciling activity.
See what is happening across your payments
Spread-out payment data makes it harder to get a clear picture of activity.
Expand without unnecessary complexity
New markets can introduce different payment environments and operational requirements.
Security and accountability
Growing payment activity needs infrastructure that supports security and monitoring.
You should not have to rebuild your business around your payment infrastructure.
Payonus brings together payment capabilities that can support how your business accepts money, moves funds, manages settlement, and monitors payment activity.
Help customers and users pay with less friction
Connect payment collection workflows to the products and experiences your customers already use.
Explore CollectionMove money where it needs to go
Support payment flows that send funds to customers, users, merchants, partners, or other recipients.
Explore PayoutGet faster access to settled funds where it matters
Support payment operations where settlement speed and access to settled funds affect how the business manages its operations.
Explore Instant SettlementBuild payments into your product instead of around it
Connect payment capabilities to the products, platforms and workflows your business already operates.
Explore Payment APISee what is happening without piecing data together manually
Get visibility into payment activity and transaction performance to support operational decisions.
Explore Analytics & ReportingPayonus can be considered around your existing products, systems, workflows, and payment requirements.
Connect through the Payment API
Integrate relevant Payonus payment capabilities into your existing platforms and workflows.
Explore Payment APIBring related payment workflows closer together
Collections, payouts, settlement and reporting can support a more connected payment environment.
Start with the requirements of your business
The relevant setup depends on your payment flows, technical environment and operational needs.
Keep track of payment activity
Use Analytics & Reporting to monitor payment activity and transaction performance.
Explore Analytics & ReportingEvaluate Payonus as you expand
Payonus operates across 8 African markets and can be evaluated as your requirements grow.
Payment infrastructure is a critical part of a financial business. Security, monitoring, and accountability matter alongside payment functionality.
ISO 27001
Part of Payonus's information security framework.
PCI DSS Level 1
Compliance for payment security.
Encryption
Protects payment data across the infrastructure.
KYC & Transaction Audit Trails
Visibility and accountability across payment activity.
24/7 Infrastructure Monitoring
Supporting reliable payment operations.
99% Uptime SLA
A defined availability commitment.
The right setup depends on how your business already operates. The process starts with understanding what you need before determining how Payonus can fit.
Understand your payment requirements
Discuss your payment model, workflows, operational needs and existing payment environment.
Review your technical environment
Identify the systems, APIs and workflows that may need to connect.
Determine the relevant setup
Identify which Payonus capabilities are relevant to your requirements.
Connect the relevant capabilities
Integrate through the appropriate technical workflow, including the Payment API where applicable.
Explore Developer DocumentationSupport the transition
Work with the Payonus team around the technical and operational requirements of implementation.
The value of payment infrastructure is what it allows your business to do with less friction and complexity.
Keep payment operations moving
Support collection, payout and settlement workflows that fit the needs of your business.
Reduce friction in payment journeys
Create more connected payment experiences for customers, users and other recipients.
Reduce unnecessary operational complexity
Bring relevant payment capabilities into a more coordinated environment.
Get clearer visibility into payment activity
Use Analytics & Reporting to understand payment activity and support operational decisions.
Explore Analytics & ReportingSupport growth across markets
Evaluate Payonus across its 8 current African markets as your payment requirements expand.
Modernise how payments fit into your product
Connect payment capabilities to existing products and workflows through API-based infrastructure.
Support changing business requirements
Consider payment capabilities around changing customer, product and operational needs.
Different financial businesses have different payment needs. Payonus brings together the infrastructure that can support how your business accepts money, moves funds, manages settlement, and keeps track of payment activity.
Payonus currently operates across:
Tell us how your business accepts, moves and manages money. We'll discuss your payment environment, integration requirements and the capabilities that may be relevant to your business.
