• Payment API

One API for all
African payments.

A single, well-designed REST API to send and receive money across cards, bank transfers, USSD, and mobile money — in 8 markets, with one integration.

Built for developers
who care about quality.

RESTful API design

Clean, predictable endpoints with consistent request and response shapes. Built for developers who value good API design — not workarounds and edge cases.

SDKs for every stack

Official libraries for Node.js, Python, PHP, Go, and Ruby. Type-safe, well-documented, and maintained by the same team that builds the API.

Sandbox environment

A full-fidelity test environment that mirrors production — including realistic bank response codes, webhook delivery, and failure scenarios. Ship with confidence.

Idempotent requests

Pass an idempotency key and retry any request safely. Duplicate charges are impossible — even when your network drops mid-request or your server restarts.

Webhook delivery

Signed, versioned webhook payloads delivered with automatic retries and exponential back-off. Test delivery in-dashboard with one click.

Versioned API

We never silently break existing integrations. Every breaking change ships behind a new version, and old versions stay supported so you upgrade on your schedule.

One integration,
every market.

Stop maintaining separate integrations for each market and payment method. The Payonus API handles the complexity — local rails, regulatory differences, and currency handling — behind one clean interface.

See all currencies